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PRIVACY POLICY & DISCLOSURE

Here at ABC Finance, we will always disclose any financial stake in an article or post. www.abcfinance.co.za believes strongly in keeping your personal information confidential.  The following privacy policy, cookie policy, and disclosure describe what information we collect and how it is used and shared:

Privacy Policy (www.abcfinance.co.za)

What Information We Collect and How It Is Used

Information You Voluntarily Submit to the Website: www.abcfinance.co.za may collect personal information from you such as your name or email address when you provide it. For example, you may voluntarily submit information to the Website by leaving a comment, subscribing to a newsletter, or submitting a contact form.

Automatically-Collected Information: When you use this website, we automatically collect certain information about you and the device with which you access the Website. For example, when you use the Website, we will log your IP address, operating system type, browser type, referring website, pages you viewed, and the dates/times when you accessed the Website. We may also collect information about actions you take when using the Website, such as links clicked.

 

Cookies:

The website may log information using cookies, which are small data files stored on your browser by the Website. We may use both session cookies, which expire when you close your browser, and persistent cookies, which stay on your browser until cleared by you, to provide you with a more personalised experience on the Website.

 

What Information May Be Used

We may use the information collected in the following ways:

 

Operation and maintenance of the website;

Account creation, user verification, and personal website customisation;

To provide you with promotional information, such as newsletters. Each email promotion will provide information on how to opt-out of future mailings;

 

To provide you with administrative communications, such as administrative emails, confirmation emails, technical notices, updates on policies or security alerts;

 

To respond to your comments or inquiries;

 

To provide you with user support;

To track and measure advertising on the Website;

To protect, investigate, and deter against unauthorised or illegal activity.

With Whom Information is Shared

None of your information will be shared with third parties without your consent.  www.abcfinance.co.za may use your e-mail address in the future to contact you regarding the site. An opt-out will, however, always be provided for you.  Your name and website may be displayed on the site if you post a comment or a message in the forum.  However, we will always keep your e-mail address and privacy secure.

 

Third-Party Use of Personal Information

We may share your information with third parties when you explicitly authorise us to share your information. Additionally, the Website may use third-party service providers to service various aspects of the Website. Each third-party service provider’s use of your personal information is dictated by their own respective privacy policies.

The Website currently uses the following third-party service providers:

Google Analytics – This service tracks Website usage and provides information such as referring websites and user actions on the Website. Google Analytics may capture your IP address, but no other personal information is captured by Google Analytics.

If you wish to access/ update/ correct your data, kindly email webloans@abcfinance.co.za.

 

Anonymous Data

From time to time, www.abcfinance.co.za may use anonymous data, which does not identify you alone, or when combined with data from other parties. This type of anonymous data may be provided to other parties for marketing, advertising, or other uses. Examples of this anonymous data may include analytics or information collected from cookies.

 

Cookies

Cookies / IP Address tracking

The Website uses cookies to personalise your use of the website by storing visitors’ preferences, recording user-specific information on what pages users access or visit, ensuring that you are not repeatedly sent the same banner ads, customise Website content based on your browser type or other information that you send. Cookies may also be used by third-party services, such as Google Analytics, as described herein.

 

Users may, at any time, preclude the setting of cookies, by the Website, by permanently denying the setting of cookies using user’s browser’s settings, however, this may result in all functions of our Website not being entirely usable. Furthermore, cookies already set may be deleted at any time via an Internet browser or other software programs. This is possible in all popular Internet browsers. 

 

Advertising

Display Ads

The website may use third-party advertising companies to serve content and advertisements when you visit the Website, which may use cookies, as noted above.

 

Retargeting Ads

From time to time, the Website may engage in remarketing efforts with third-party companies, such as Google, Facebook, or Instagram, in order to market the Website. These companies use cookies to serve ads based on someone’s past visits to the Website.

 

Newsletters

On the Website, you may subscribe to our newsletter, which may be used for advertising purposes. All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows an analysis of the success of online marketing campaigns. Because of these tracking pixels, we may see if and when you open an email and which links within the email you click. Also, this allows the Website to adapt the content of future newsletters to the interests of the user. This behaviour will not be passed on to third parties.

Rights Related to Your Personal Information

 

Opt-out – You may opt-out of future email communications by following the unsubscribe links in our emails. You may also notify us at webloans@abcfinance.co.za to be removed from our mailing list.

 

Access – You may access the personal information we have about you by submitting a request to webloans@abcfinance.co.za

 

Amend – You may contact us at webloans@abcfinance.co.za to amend or update your personal information.

Forget – In certain situations, you may request that we erase or forget your personal data. To do so, please submit a request to webloans@abcfinance.co.za.

 

Please note that we may need to retain certain information for record-keeping purposes or to complete transactions, or when required by law.

 

Sensitive Personal Information

At no time should you submit sensitive personal information to the Website. This includes your passwords, political opinions, religious beliefs, health information, or criminal background. If you elect to submit such information to us, it will be subject to this Privacy Policy.

 

Children’s Information

The Website does not knowingly collect any personally identifiable information from children under the age of 18. If a parent or guardian believes that the Website has personally identifiable information of a child under the age of 18 in its database, please contact us immediately at webloans@abcfinance.co.za  and we will use our best efforts to promptly remove such information from our records.

 

Affiliate Marketing

The Website may engage in affiliate marketing, which is done by embedding tracking links into the Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

 

General Disclaimer

www.abcfinance.co.za has made every effort to ensure that all information on the Website has been tested for accuracy. www.abcfinance.co.za makes no guarantees regarding the results that you will see from using the information provided on the Website.

Contact

Should you need any further information, then please contact us at: webloans@abcfinance.co.za

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